Overview
Bold Checkout offers integrations with different payment gateways to connect through the app. This step is required, as it will allow you to safely and securely capture your customers' payment information.
Each payment gateway has various benefits, and we strongly suggest investigating each gateway further to see which will best support your business. This includes the possibility of your customers using pre-paid credit cards, converting currencies, or fraud detection.
Certain payment gateways also have a list of restricted business, which is usually for stores that sell certain products with high chargeback rates. This is also something to consider when selecting a payment gateway.
Are you ready to connect a Payment Gateway to Bold Checkout?
Supported Payment Gateways
Below is the list of payment gateways that are currently integrated with Bold Checkout. To see which payment gateways will work best for your country, please see Spreedly - Payment Gateways by Country.
Stripe is our preferred payment gateway provider. With Stripe, your store will be able to accept credit cards and Walletpay (Apple Pay and Google Pay).
Stripe will allow you to create an account to start accepting payments right away. However, your account may be subject to review. If you are selling products/services from one of Stripe's restricted businesses, then your account may be removed/disabled. It is very important to review this before completing this integration.
Note: Stripe is available for merchants in Austria, Australia, Belgium, Bulgaria, Brazil, Canada, Switzerland, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, United Kingdom, Greece, Hong Kong, Ireland, Italy, Japan, Lithuania, Luxembourg, Latvia, Malta, Mexico, Netherlands, Norway, New Zealand, Poland, Portugal, Romania, Sweden, Singapore, Slovenia, Slovakia, and the United States.
To see if this payment processor is right for your store, please visit Stripe's website.
Credentials
When connecting to Stripe, you will need to log in with your username and password.
For more information on Stripe and enabling Walletpay, please visit our Integration Hub for Bold Checkout article.
SCA Compliance
SCA enables 3DS 2.0 so European Merchants can be compliant with the SCA directive.
To setup SCA within Bold Cashier, please follow these steps:
- Within the Cashier app, select Payment Gateways.
- Select Edit on Stripe.
- Enable the 3D Secure Toggle.
- Select Save.
Braintree can take 7-10 business days to approve your account. Once your Braintree account has been approved, you will have the option to have a PayPal button appear in the checkout of your store. This option is only available if the Braintree PayPal gateway is selected when setting this up.
Note: Braintree is available for merchants in the United States, Canada, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Gibraltar, Germany, Greece, Guernsey, Hungary, Iceland, Isle of Man, Ireland, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom, Singapore, Hong Kong, Malaysia, Australia, and New Zealand.
To see if this payment processor is right for your store, please visit Braintree's website.
Credentials
Here are the credentials required for Braintree, and where to find them:
- Merchant ID: Gear > Business > Merchant Accounts
- Public Key: Gear > API > Keys > API Keys
- Private Key: Gear > API > Keys > API Keys > View
- Tokenization Key: Gear > API > Keys > Tokenization Keys
- Merchant Account ID: Gear > Business > Merchant Accounts
SCA Compliance
SCA enables 3DS 2.0 so European Merchants can be compliant with the SCA directive.
To setup SCA within Bold Cashier, please follow these steps:
- Within the Cashier app, select Payment Gateways.
- Select Edit on Braintree.
- Enable the 3D Secure Toggle.
- Select Save.
Bold Cashier uses the Customer Information Manager API to integrate with Authorize.net. This feature will need to be enabled in Authorize.Net to be able to use this gateway with Cashier.
Note: Authorize.Net is available for merchants in Australia, Canada, and the United States
To see if this payment processor is right for your store, please visit Authorize.Net's website.
Some features of Authorize.Net's advanced fraud detection suite may not work with the transactions going through Cashier. For example, AVS (address verification system), and/or CVV validation.
Please contact Authorize.Net's support team if you have any additional questions regarding their service.
Credentials
Here are the credentials required for Authorize.net, and where to find them:
- API Login ID: Account > API Credentials & Key
- Transaction Key: Account > API Credentials & Key
- Client Key: Account > Manage Public Client Key
If you have additional questions regarding Bambora, please contact their support team.
Note: Bambora is available for merchants in Canada, and the United States.
To see if this payment processor is right for your store, please visit Bambora's website.
Credentials
Here are the credentials required for Bambora North America, and where to find them:
- Merchant ID: Administration > Company Info
- API Key: Administration > Account Settings > Order Settings
- Username: Use your Account Username
- Password: Use your Account Password
If you have any additional questions about Checkout V2, please contact their support team.
Note: Checkout is available for merchants in Andorra, the United Arab Emirates, Argentina, Austria, Australia, Belgium, Bulgaria, Bahrain, Brazil, Switzerland, Chile, China, Columbia, Cyprus, Czech Republic, Germany, Denmark, Estonia, Egypt, Spain, Finland, France, United Kingdom, Greece, Hong Kong, Croatia, Hungary, Ireland, Iceland, Italy, Jordan, Japan, Kuwait, Liechtenstein, Lithuania, Luxembourg, Latvia, Monaco, Malta, Mexico, Malaysia, Netherlands, Norway, New Zealand, Oman, Peru, Poland, Portugal, Qatar, Romania, Saudi Arabia, Sweden, Singapore, Slovenia, Slovakia, San Marino, Turkey, and the United States.
To see if this payment processor is right for your store, please visit Checkout's website.
Credentials
Here are the credentials required for Checkout V2, and where to find them:
- Secret Key: Settings > Channels > API Keys
If you have any additional questions about Cybersource, please contact their support team.
Note: Cybersource is available for merchants in Canada, the United States, the United Arab Emirates, Brazil, China, Denmark, Finland, France, Germany, India, Japan, Mexico, Norway, Sweden, United Kingdom, Singapore, Lebanon, and Pakistan.
To see if this payment processor is right for your store, please visit Cybersource's website.
Credentials
Here are the credentials required for CyberSource, and where to find them:
- CyberSource user name: CyberSource account username
- Your transaction key: Payment Configuration > Key Management > Generate Key > Transaction Processing > SOAP
If you have any additional questions about Elavon, please contact their support team.
Note: Elavon is available for merchants in Canada, the United States, Puerto Rico, Germany, Ireland, Norway, Poland, Luxembourg, Belgium, Netherlands, and Mexico.
To see if this payment processor is right for your store, please visit Elavon's website.
Credentials
Here are the credentials required for Elavon, and where to find them:
- Merchant ID: Refer to top left of page after logging in (six numerical characters called Account ID).
- User ID: Usually alpha characters/letters supplied to you by Customer Activation and Training at Elavon.
- PIN: 64 characters long, supplied to you by Customer Activation and Training at Elavon.
If you have any additional questions about Fat Zebra, please contact their support team.
Note: Fat Zebra is available for merchants in Australia.
To see if this payment processor is right for your store, please visit Fat Zebra's website.
Credentials
Here are the credentials required for FatZebra, and where to find them:
- Your Fat Zebra Username: This is different from your account login ID.
- API Token: Please reach out to Fat Zebra support if you need assistance getting your API token.
If you have any additional questions about the Mastercard Internet Gateway Service (MiGS) or their error codes, please contact their support team.
Note: MiGS is available for merchants in Australia, United Arab Emirates, Bangladesh, Brunei Darussalam, Egypt, Hong Kong, Indonesia, Jordan, Kuwait, Lebanon, Sri Lanka, Mauritius, Maldives, Malaysia, New Zealand, Oman, Philippines, Qatar, Saudi Arabia, Singapore, Trinidad, Tobago, and Viet Nam.
To see if this payment processor is right for your store, please visit Mastercard's website.
To use MiGS, you will need to change the payment method from a single sale transaction, to the authorize/capture payment method.
Note: MiGS has rebranded to Mastercard Payment Gateway Services (MPGS). The newer version of MPGS' payment gateway portal is not supported with Bold Cashier.
Credentials
Here are the credentials required for Mastercard Internet Gateway Service, and where to find them:
- Your Merchant ID & Access Code: MiGS uses a merchant ID and access code for payment processing. These credentials are needed to accept payments. The bank that creates the merchant account will provide you with these credentials. If you've signed up for the payment gateway through a bank, and have not received credentials, please follow up with a representative from that bank and they will be able to assist you.
- AMA User & AMA User Password: Merchants must use Advanced Merchant Administration (AMA) and must be set up with the appropriate AMA privileges to run transactions. You can contact your bank to ensure or request this feature is added to your account.
Note: If your store is currently using Multi-Currency and Cashier together, Moneris will be unable to accept any currencies other than CAD or USD, depending on which is currently set up within your account.
Please contact Moneris' support team if you have any additional questions regarding their service.
Note: Moneris is available for merchants in Canada.
To see if this payment processor is right for your store, please visit Moneris' website.
Credentials
Here are the credentials required for Moneris:
- Store ID
- API Token
Note: Please reach out to Moneris if you need help finding these credentials.
Please contact PayFlow Pro's support team if you have any additional questions regarding their service.
When pairing Payflow Pro to Cashier, you will need to whitelist the following IP addresses in Payflow Pro to be able to integrate them together. Visit PayPal's website for more information on whitelisting IP addresses.
- 167.88.149.182
- 18.211.189.236
- 54.204.55.35
- 52.35.240.234
- 52.32.57.169
- 35.157.167.236
- 52.58.96.97
- 18.203.12.142
- 63.35.156.43
Note: Payflow Pro is available for merchants in the United States, Canada, New Zealand, and Australia.
To see if this payment processor is right for your store, please visit Payflow Pro's website.
Credentials
Credentials can be found in your PayPal Business Account under My Account > Profile > Request API credentials under "Account Information". Select Set up PayFlow Pro API Access under "Option 2".
- Vendor: Username you use to log in to your account - Often same as User.
- Partner: Partner or Merchant/Vendor ID. This is often the reseller where the PayFlow Pro account was obtained from. This will almost always be PayPal.
- Password: Your account password.
- User: User account ID - often same as Login.
If you have any additional questions regarding QuickPay or their error codes, please contact their support team.
Note: QuickPay V10 is available for merchants in Germany, Denmark, Spain, Finland, France, Faroe Islands, United Kingdom, Iceland, Norway, and Sweden.
To see if this payment processor is right for your store, please visit QuickPay's website.
Credentials
Here are the credentials required for QuickPay V10, and where to find them:
- API Key: Settings > Integration > API Key
You will need to whitelist the following IP addresses in SagePay to be able to use it with Cashier. Visit SagePay's website for more information on whitelisting IP addresses.
- 167.88.149.182
- 18.211.189.236
- 54.204.55.35
- 52.35.240.234
- 52.32.57.169
- 35.157.167.236
- 52.58.96.97
- 18.203.12.142
- 63.35.156.43
Note: Sage Pay is available for merchants in the United Kingdom, and Ireland.
To see if this payment processor is right for your store, please visit Sage Pay's website.
Credentials
Here are the credentials required for Sage Pay, and where to find them:
- Your Vendor Name: Vendor name will be provided to you by SagePay
If you have questions about SecurePay Australia, please visit their website.
Note: SecurePay Australia is currently only onboarding merchants located in Australia.
If you have any additional questions regarding USAePay, please contact their support team.
Note: USAePay is available for merchants in Denmark, Sweden, and Norway.
To see if this payment processor is right for your store, please visit ePay's website.
Qualpay is currently incompatible with Bold Subscriptions. This is important to note if you currently have both Bold Commerce apps installed to your store.
Please contact QualPay's support team if you have any additional questions regarding their service.
Credentials
Here are the credentials required for Qualpay and where to find them:
- Merchant ID: Administration > API Security Keys > Key Detail > Merchant ID
- API Key: Administration : API Security Keys > Create Security Key > Add Label > Manage Permissions > Set Permissions to Payment Gateway API and Customer Vault API > Get Key > Copy It
If you have any additional questions regarding Worldpay, please contact their support team.
Note: WorldPay is available for merchants in Hong Kong, United Kingdom, Australia, Andorra, Argentina, Belgium, Brazil, Canada, Switzerland, China, Colombia, Costa Rica, Cyprus, Czech Republic, Germany, Denmark, Spain, Finland, France, Gibraltar, Greece, Hungary, Ireland, India, Italy, Japan, Liechtenstein, Luxembourg, Monaco, Malta, Malaysia, Mexico, Netherlands, Norway, New Zealand, Panama, Peru, Poland, Portugal, Sweden, Singapore, and the Holy See.
To see if this payment processor is right for your store, please visit WorldPay's website.
Credentials
Here are the credentials required for WorldPay and where to find them:
- Login: Account Login (may also be referred to as Merchant ID)
- Password: Account Password (may also be referred to as XML Password).
Connecting your Payment Gateway to Checkout
To set up a payment gateway on your store, please follow these steps:
- Within BigCommerce's admin, select Apps.
- Select Bold Checkout.
- Select Payment Options, then Payment Gateways.
- Select Connect Gateway next to the payment gateway you would like to set up.
Note: Some payment gateways may redirect you to their site to complete the set-up process.
- Add the required Payment Gateway information (such as username, password, API token, etc)
- Select OK.
SCA Compliance
SCA enables 3DS 2.0 so European Merchants can be compliant with the SCA directive. This functionality is available through Stripe & Braintree.
To setup SCA within Bold Cashier, please follow these steps:
- Within the Checkout app, select Payment Gateways.
- Select Edit on Stripe or Braintree.
- Enable the 3D Secure Toggle.
- Select Save.