Connect a Payment Processor to Bold Checkout

Bold Checkout integrates with several different payment gateways and digital wallets to accept your customer's payments. Each payment gateway has various benefits. We recommend to look into each individual payment gateway to learn more about what will work best for you and your business. 

To view which payment gateways will work best for your country, please visit Spreedly.

 Caution
This article is relevant to Bold Checkout on WooCommerce. If you are using another platform, please visit the articles relevant for Shopify, BigCommerce, or commercetools.

 


 

Connecting a Payment Gateway

  1. From within the Bold Checkout admin, select Payment Options, then Payment Gateways.
  2. Select Connect Gateway.
  3. Select Connect next to your preferred gateway.

    Note: Some payment gateways may redirect you to their site to complete the set-up process.

  4. Add the required Payment Gateway information (such as username, password, API token, etc)
  5. Select OK.

 


 

Connect a Credit Card

When setting up payment gateways, there may be a prompt that appears to enter a credit card. This will be the card that transaction fees apply to.

  1. From within the Bold Checkout admin, navigate to Account > Stored Credit Card.
  2. Select the pencil icon to edit your credit card.
  3. Enter your credit card information.
  4. Select Save.

 


 

Supported Payment Gateways

Below is the list of supported payment gateways in Bold Checkout, along with the information you need to find your required credentials.

Note: Stripe is available for merchants in Austria, Australia, Belgium, Bulgaria, Brazil, Canada, Switzerland, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, United Kingdom, Greece, Hong Kong, Ireland, Italy, Japan, Lithuania, Luxembourg, Latvia, Malta, Mexico, Netherlands, Norway, New Zealand, Poland, Portugal, Romania, Sweden, Singapore, Slovenia, Slovakia, and the United States.

Stripe is the preferred payment gateway provider in Bold Checkout. With Stripe, your store will be able to accept credit cards and wallet payments through Apple Pay and Google Pay. Stripe also offers SCA compliance for merchants located in the European Economic Union.

Stripe allows you to create an account and start accepting payments right away. However, your account may be subject to review. If you are selling products or services from one of Stripe's restricted businesses, then your account may be removed or disabled. It is very important to review this before completing this integration.

To see if this payment processor is right for your store, please visit Stripe's website.

 


 

Connect Stripe in Bold Checkout

When connecting to Stripe, you will need to log in with your username and password.

  1. From within Bold Checkout, select Payment options, then Payment gateways.
  2. Select Connect next to Stripe and enter your account information.

Once your Stripe account is connected to your store, you can select the ellipsis beside the payment gateway account to connect Wallet Pay. This will allow you to accept wallet payments through Apple Pay and Google Pay.

Payment_Gateway_Ellipsis.png

 


 

SCA Compliance

Stripe allows you to enable 3DS 2.0 so European merchants can be compliant with the SCA directive.

  1. From within the Bold Checkout admin, select Payment Gateways.
  2. Select Edit on Stripe.
  3. Enable the 3D Secure Toggle.
  4. Select Save.

Note: Braintree is available for merchants in the United States, Canada, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Gibraltar, Germany, Greece, Guernsey, Hungary, Iceland, Isle of Man, Ireland, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom, Singapore, Hong Kong, Malaysia, Australia, and New Zealand.

Braintree can take 7-10 business days to approve your account. Once your Braintree account has been approved, you can connect Braintree Credit Card or Braintree PayPal in Bold Checkout. Both options allow you to accept credit cards, however Braintree PayPal allows you to place a PayPal button on your store to offer a simple user experience. Braintree Credit Card offers an integrated user experience.

Braintree Credit Card also supports Google Pay and Apple Pay. To connect these options, please refer to the relevant sections below.

To see if this payment processor is right for your store, please visit Braintree's website.

 


 

Credentials

Here are the credentials required for Braintree, and where to find them:

  • Merchant ID: Gear > Business > Merchant Accounts
  • Public Key: Gear > API > Keys > API Keys
  • Private Key: Gear > API > Keys > API Keys > View
  • Tokenization Key: Gear > API > Keys > Tokenization Keys
  • Merchant Account ID: Gear > Business > Merchant Accounts

 


 

Apple Pay via Braintree Credit Card

To enable Apple Pay, you will need to register your production domain in the Braintree Control Panel. Please follow the steps below.

Step 1

  1. Log into your production Control Panel.
  2. Select the gear icon in the top right corner.
  3. Select Processing from the dropdown menu.
  4. Scroll to the Payment Methods section.
  5. Next to Apple Pay, select the Options link.
  6. Scroll to the Web Domains (Safari) section.
  7. Select the +Add link to the right.
  8. Enter the fully qualified production domain name of your checkout.

    Note: The value you enter must match your fully qualified domain name exactly–including the www. if applicable.

  9. Select Agree & Add Domain.

Step 2

  1. Navigate to Bold Checkout, and select Payment Options > Payment Gateways.
  2. Find your connected Braintree gateway and select the ellipses, then Edit Credentials.
  3. Check the Apple Pay box.
  4. Select Save.

 


 

Google Pay via Braintree Credit Card

In order to accept payments through Google Pay, you will need to enable it in the Braintree Control Panel. Please follow the steps below.

Step 1

  1. Log into your production Control Panel.
  2. Select the gear icon in the top right corner.
  3. Select Processing from the dropdown menu.
  4. Scroll to the Payment Methods section.
  5. Select the toggle next to Google Pay to turn it on.

Step 2

  1. Navigate to Bold Checkout, and select Payment Options > Payment Gateways.
  2. Find your connected Braintree gateway and select the ellipses, then Edit Credentials.
  3. Add your Merchant ID under Google Pay.

    Note: To find your Google Pay Merchant ID, navigate to your Payments Profile, then select Settings. It will be listed under Public Merchant Profile.

  4. Select Save.

 


 

SCA Compliance

SCA enables 3DS 2.0 so European Merchants can be compliant with the SCA directive.

  1. From within the Bold Checkout admin, select Payment Gateways.
  2. Select Edit on Braintree.
  3. Enable the 3D Secure Toggle.
  4. Select Save.

Apple Pay is a digital wallet service created by Apple. Using Apple Pay, your customers can complete purchases using their mobile devices. Bold Checkout supports Apple Pay in conjunction with both Stripe and Braintree.

To see how to connect Apple Pay, please view the information in this article for Stripe or Braintree.

Note: Authorize.Net is available for merchants in Australia, Canada, and the United States

Bold Checkout uses the Customer Information Manager API to integrate with Authorize.net. This feature will need to be enabled in Authorize.Net to be able to use this gateway with Checkout.

To see if this payment processor is right for your store, please visit Authorize.Net's website.

Some features of Authorize.Net's advanced fraud detection suite may not work with the transactions going through Checkout. For example, AVS (address verification system), and/or CVV validation. 

Please contact Authorize.Net's support team if you have any additional questions regarding their service.

 


 

Credentials

Here are the credentials required for Authorize.net, and where to find them:

  • API Login ID: Account > API Credentials & Key
  • Transaction Key: Account > API Credentials & Key
  • Client Key: Account > Manage Public Client Key

Note: Bambora is available for merchants in Canada, and the United States.

If you have additional questions regarding Bambora, please contact their support team.

To see if this payment processor is right for your store, please visit Bambora's website.

 


 

Credentials

Here are the credentials required for Bambora North America, and where to find them:

  • Merchant ID: Administration > Company Info
  • API Key: Administration > Account Settings > Order Settings
  • Username: Use your Account Username
  • Password: Use your Account Password

Note: Checkout is available for merchants in Andorra, the United Arab Emirates, Argentina, Austria, Australia, Belgium, Bulgaria, Bahrain, Brazil, Switzerland, Chile, China, Columbia, Cyprus, Czech Republic, Germany, Denmark, Estonia, Egypt, Spain, Finland, France, United Kingdom, Greece, Hong Kong, Croatia, Hungary, Ireland, Iceland, Italy, Jordan, Japan, Kuwait, Liechtenstein, Lithuania, Luxembourg, Latvia, Monaco, Malta, Mexico, Malaysia, Netherlands, Norway, New Zealand, Oman, Peru, Poland, Portugal, Qatar, Romania, Saudi Arabia, Sweden, Singapore, Slovenia, Slovakia, San Marino, Turkey, and the United States.

If you have any additional questions about Checkout V2, please contact their support team.

To see if this payment processor is right for your store, please visit Checkout's website.

 


 

Credentials

Here are the credentials required for Checkout V2, and where to find them:

  • Secret Key: Settings > Channels > API Keys

Note: Cybersource is available for merchants in Canada, the United States, the United Arab Emirates, Brazil, China, Denmark, Finland, France, Germany, India, Japan, Mexico, Norway, Sweden, United Kingdom, Singapore, Lebanon, and Pakistan.

If you have any additional questions about Cybersource, please contact their support team.

To see if this payment processor is right for your store, please visit Cybersource's website.

 


 

Credentials

Here are the credentials required for CyberSource, and where to find them:

  • CyberSource user name: CyberSource account username
  • Your transaction key: Payment Configuration > Key Management > Generate Key > Transaction Processing > SOAP

Note: Elavon is available for merchants in Canada, the United States, Puerto Rico, Germany, Ireland, Norway, Poland, Luxembourg, Belgium, Netherlands, and Mexico.

If you have any additional questions about Elavon, please contact their support team.

To see if this payment processor is right for your store, please visit Elavon's website.

 


 

Credentials

Here are the credentials required for Elavon, and where to find them:

  • Merchant ID: Refer to top left of page after logging in (six numerical characters called Account ID).
  • User ID: Usually alpha characters/letters supplied to you by Customer Activation and Training at Elavon.
  • PIN: 64 characters long, supplied to you by Customer Activation and Training at Elavon.

Note: Fat Zebra is available for merchants in Australia.

If you have any additional questions about Fat Zebra, please contact their support team.

To see if this payment processor is right for your store, please visit Fat Zebra's website.

 


 

Credentials

Here are the credentials required for FatZebra, and where to find them:

  • Your Fat Zebra Username: This is different from your account login ID.
  • API Token: Please reach out to Fat Zebra support if you need assistance getting your API token.

Google Pay is a digital wallet service developed by Google. Using Google Pay, your customers can complete purchases using their mobile devices. Bold Checkout supports Google Pay in conjunction with both Stripe and Braintree.

To see how to connect Google Pay, please view the information in this article for Stripe or Braintree.

Note: MiGS is available for merchants in Australia, United Arab Emirates, Bangladesh, Brunei Darussalam, Egypt, Hong Kong, Indonesia, Jordan, Kuwait, Lebanon, Sri Lanka, Mauritius, Maldives, Malaysia, New Zealand, Oman, Philippines, Qatar, Saudi Arabia, Singapore, Trinidad, Tobago, and Viet Nam.

If you have any additional questions about the Mastercard Internet Gateway Service (MiGS) or their error codes, please contact their support team.

To see if this payment processor is right for your store, please visit Mastercard's website.

To use MiGS, you will need to change the payment method from a single sale transaction, to the authorize/capture payment method.

Note: MiGS has rebranded to Mastercard Payment Gateway Services (MPGS). The newer version of MPGS' payment gateway portal is not supported with Bold Checkout.

 


 

Credentials

Here are the credentials required for Mastercard Internet Gateway Service, and where to find them:

  • Your Merchant ID & Access Code: MiGS uses a merchant ID and access code for payment processing. These credentials are needed to accept payments. The bank that creates the merchant account will provide you with these credentials. If you've signed up for the payment gateway through a bank, and have not received credentials, please follow up with a representative from that bank and they will be able to assist you.
  • AMA User AMA User Password: Merchants must use Advanced Merchant Administration (AMA) and must be set up with the appropriate AMA privileges to run transactions. You can contact your bank to ensure or request this feature is added to your account.

Note: Moneris is available for merchants in Canada.

Please contact Moneris' support team if you have any additional questions regarding their service.

To see if this payment processor is right for your store, please visit Moneris' website.

 


 

Credentials

Here are the credentials required for Moneris:

  • Store ID
  • API Token

Note: Please reach out to Moneris if you need help finding these credentials.

Note: Payflow Pro is available for merchants in the United States, Canada, New Zealand, and Australia.

Please contact PayFlow Pro's support team if you have any additional questions regarding their service.

When pairing Payflow Pro to Checkout, you will need to whitelist the following IP addresses in Payflow Pro to be able to integrate them together. Visit PayPal's website for more information on whitelisting IP addresses.

  • 167.88.149.182
  • 18.211.189.236
  • 54.204.55.35
  • 52.35.240.234
  • 52.32.57.169
  • 35.157.167.236
  • 52.58.96.97
  • 18.203.12.142
  • 63.35.156.43

To see if this payment processor is right for your store, please visit Payflow Pro's website.

 


 

Credentials

Credentials can be found in your PayPal Business Account under My Account > Profile > Request API credentials under "Account Information". Select Set up PayFlow Pro API Access under "Option 2".

  • Vendor: Username you use to log in to your account - Often same as User.
  • Partner: Partner or Merchant/Vendor ID. This is often the reseller where the PayFlow Pro account was obtained from. This will almost always be PayPal.
  • Password: Your account password.
  • User: User account ID - often same as Login.

PayPal is available in conjunction with Braintree. To connect to PayPal via Braintree, please view the information in this article under Braintree.

 Alert

The integration with PayPal via Braintree does not support PayPal Express or One-Click checkout. To connect PayPal Express, please view the information relevant to PayPal Express below.

Caution

PayPal Express only supports U.S.-based merchants selling in USD, who ship within the United States.

Bold Checkout integrates with PayPal Express to offer customers a quicker checkout experience using One Touch payments through their PayPal account.

 


 

Requirements

  • You are a U.S.-based merchant.
  • Your default store currency is USD.
  • You only ship within the United States.
  • You have a PayPal Business account.

You will also need to set your Payment Receiving Preferences within PayPal to either accept or deny payments in other currencies.

You will not be able to hold payments for review.

 


 

Setup

  1. From within the Bold Checkout admin, select Payment OptionsPayment Gateways.
  2. Next to PayPal Express, select Connect.
  3. Enter your credentials.

    Note: These can be found by accessing your PayPal Dashboard and selecting My Apps & Credentials. Selecting the name of your desired app will bring you to a new page with the credentials.

  4. Choose the colour and style of your button.
  5. Select Save.

We strongly recommend testing the integration by putting through a live transaction via PayPal Express, then refunding it.

 


 

Limitations

  • The PayPal Express button will appear above the Customer Information section. It will not appear within the Payment Methods section.
  • You will not be able to accept subscription orders through PayPal Express.
  • You can only have a maximum of 10 shipping lines.
  • USD is the only supported currency.
  • You must own a U.S.-based store.
  • You must only ship within the United States.

Qualpay is currently incompatible with Bold Subscriptions. This is important to note if you plan on pairing Bold Checkout with Bold Subscriptions V2 once available on WooCommerce.

Please contact QualPay's support team if you have any additional questions regarding their service.

 


 

Credentials

Here are the credentials required for Qualpay and where to find them:

  • Merchant ID: Administration > API Security Keys > Key Detail > Merchant ID
  • API Key: Administration : API Security Keys > Create Security Key > Add Label > Manage Permissions > Set Permissions to Payment Gateway API and Customer Vault API > Get Key > Copy It

Note: QuickPay V10 is available for merchants in Germany, Denmark, Spain, Finland, France, Faroe Islands, United Kingdom, Iceland, Norway, and Sweden.

If you have any additional questions regarding QuickPay or their error codes, please contact their support team.

To see if this payment processor is right for your store, please visit QuickPay's website. 

 


 

Credentials

Here are the credentials required for QuickPay V10, and where to find them:

  • API Key: Settings > Integration > API Key

Note: Opayo is available for merchants in the United Kingdom, and Ireland.

You will need to whitelist the following IP addresses in Opayo to be able to use it with Checkout. Visit Opayo's website for more information on whitelisting IP addresses.

  • 167.88.149.182
  • 18.211.189.236
  • 54.204.55.35
  • 52.35.240.234
  • 52.32.57.169
  • 35.157.167.236
  • 52.58.96.97
  • 18.203.12.142
  • 63.35.156.43

To see if this payment processor is right for your store, please visit Opayo's website.

 


 

Credentials

Here are the credentials required for Opayo, and where to find them:

  • Your Vendor Name: Vendor name will be provided to you by Opayo

Note: USAePay is available for merchants in Denmark, Sweden, and Norway.

If you have any additional questions regarding USAePay, please contact their support team.

To see if this payment processor is right for your store, please visit ePay's website.

 


 

Credentials

Here are the credentials required for USA ePay and where to find them:

  • Source Key: Sources and Keys > Add API Key > Apply

Note: WorldPay is available for merchants in Hong Kong, United Kingdom, Australia, Andorra, Argentina, Belgium, Brazil, Canada, Switzerland, China, Colombia, Costa Rica, Cyprus, Czech Republic, Germany, Denmark, Spain, Finland, France, Gibraltar, Greece, Hungary, Ireland, India, Italy, Japan, Liechtenstein, Luxembourg, Monaco, Malta, Malaysia, Mexico, Netherlands, Norway, New Zealand, Panama, Peru, Poland, Portugal, Sweden, Singapore, and the Holy See.

If you have any additional questions regarding Worldpay, please contact their support team.

To see if this payment processor is right for your store, please visit WorldPay's website.

 


 

Credentials

Here are the credentials required for WorldPay and where to find them:

  • Login: Account Login (may also be referred to as Merchant ID)
  • Password: Account Password (may also be referred to as XML Password).
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