Connect a Payment Processor to Bold Checkout

Bold Checkout integrates with a variety of different payment gateways and digital wallets to help you process your customer's payments safely and securely.

Because each payment gateway offers its own set of unique benefits like using prepaid credit cards, currency conversion, or fraud detection, we recommend to look into each gateway to see which will best support your business.

Please visit Spreedly to learn more about which payment gateways are supported in your country.

This article is relevant to Bold Checkout on commercetools. Please visit the articles relevant for Shopify or BigCommerce.

 


 

Connecting a Payment Gateway

  1. From within the Bold Checkout admin, select Payment Options, then Payment Gateways.
  2. Select Connect Gateway.
  3. Select Connect next to your preferred gateway.

    Note: Some payment gateways may redirect you to their site to complete the set-up process.

  4. Add the required Payment Gateway information (such as username, password, API token, etc)
  5. Select OK.

 


 

Connect a Credit Card

When setting up payment gateways, there may be a prompt that appears to enter a credit card. This will be the card that transaction fees apply to.

  1. From within the Bold Checkout admin, navigate to Account > Stored Credit Card.
  2. Select the pencil icon to edit your credit card.
  3. Enter your credit card information.
  4. Select Save.

 


 

Supported Payment Gateways

Below is the list of supported payment gateways in Bold Checkout. This list includes the information you need to find your required credentials.

Note: Stripe is available for merchants in Austria, Australia, Belgium, Bulgaria, Brazil, Canada, Switzerland, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, United Kingdom, Greece, Hong Kong, Ireland, Italy, Japan, Lithuania, Luxembourg, Latvia, Malta, Mexico, Netherlands, Norway, New Zealand, Poland, Portugal, Romania, Sweden, Singapore, Slovenia, Slovakia, and the United States.

Stripe is the preferred payment gateway in Bold Checkout. With Stripe, your store will be able to accept credit cards and wallet payments through Apple Pay and Google Pay. Stripe also offers SCA compliance for merchants located in the European Economic Union.

Stripe allows you to create an account and start accepting payments right away, but your account may be subject to review. If you are selling products or services from one of Stripe's restricted businesses, your account may be removed or disabled. It is very important to review this before completing this integration.

To see if this payment processor is right for your store, please visit Stripe's website.

 


 

Connect Stripe to Bold Checkout

To connect Stripe to Bold Checkout you will need to log into your Stripe account with your username and password.

  1. From within Bold Checkout, select Payment options, then Payment Gateways.
  2. Select Connect next to Stripe and enter your account information.

Once your Stripe account is live and connected to your store, you can select the ellipsis beside the payment gateway account to connect Wallet Pay and accept wallet payments through Apple Pay and Google Pay.

ellipsis

 


 

SCA Compliance

Stripe allows you to enable 3DS 2.0 so European merchants can be compliant with the SCA directive.

To setup SCA within Bold Checkout, please follow the steps below.

  1. Within Bold Checkout, select Payment Gateways.
  2. Select Edit on Stripe.
  3. Enable the 3D Secure Toggle.
  4. Select Save.

Note: Braintree is available for merchants in the United States, Canada, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Gibraltar, Germany, Greece, Guernsey, Hungary, Iceland, Isle of Man, Ireland, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom, Singapore, Hong Kong, Malaysia, Australia, and New Zealand.

Braintree can take 7-10 business days to approve your account. Once your Braintree account has been approved, you can connect Braintree Credit Card or Braintree PayPal in Bold Checkout. Both options allow you to accept credit cards, however Braintree PayPal allows you to place a PayPal button on your store to offer a simple user experience. Braintree Credit Card offers an integrated user experience.

Braintree Credit Card also supports Google Pay and Apple Pay. To connect these options, please refer to the relevant sections below.

To see if this payment processor is right for your store, please visit Braintree's website.

 


 

Credentials

Here are the required credentials required for Braintree and where to find them.

  • Merchant ID: Gear > Business > Merchant Accounts
  • Public Key: Gear > API > Keys > API Keys
  • Private Key: Gear > API > Keys > API Keys > View
  • Tokenization Key: Gear > API > Keys > Tokenization Keys
  • Merchant Account ID: Gear > Business > Merchant Accounts

 


 

Apple Pay via Braintree Credit Card

To enable Apple Pay, you will need to register your production domain in the Braintree Control Panel. Please follow the steps below.

Step 1

  1. Log into your production Control Panel.
  2. Select the gear icon in the top right corner.
  3. Select Processing from the dropdown menu.
  4. Scroll to the Payment Methods section.
  5. Next to Apple Pay, select the Options link.
  6. Scroll to the Web Domains (Safari) section.
  7. Select the +Add link to the right.
  8. Enter the fully qualified production domain name of your checkout.

    Note: The value you enter must match your fully qualified domain name exactly–including the www. if applicable.

  9. Select Agree & Add Domain.

Step 2

  1. Navigate to Bold Checkout, and select Payment Options > Payment Gateways.
  2. Find your connected Braintree gateway and select the ellipses, then Edit Credentials.
  3. Check the Apple Pay box.
  4. Select Save.

 


 

Google Pay via Braintree Credit Card

In order to accept payments through Google Pay, you will need to enable it in the Braintree Control Panel. Please follow the steps below.

Step 1

  1. Log into your production Control Panel.
  2. Select the gear icon in the top right corner.
  3. Select Processing from the dropdown menu.
  4. Scroll to the Payment Methods section.
  5. Select the toggle next to Google Pay to turn it on.

Step 2

  1. Navigate to Bold Checkout, and select Payment Options > Payment Gateways.
  2. Find your connected Braintree gateway and select the ellipses, then Edit Credentials.
  3. Add your Merchant ID under Google Pay.

    Note: To find your Google Pay Merchant ID, navigate to your Payments Profile, then select Settings. It will be listed under Public Merchant Profile.

  4. Select Save.

 


 

SCA Compliance

SCA enables 3DS 2.0 so European Merchants can be compliant with the SCA directive

To setup SCA within Bold Checkout, please follow the steps below.

  1. From within the Bold Checkout admin, select Payment Gateways.
  2. Select Edit on Braintree.
  3. Enable the 3D Secure Toggle.
  4. Select Save.
 Alert

Features of Authorize.Net's advanced fraud detection suite such as AVS (address verification system) and/or CVV validation may not work with the transactions going through Checkout.

Bold Checkout uses the Customer Information Manager API to integrate with Authorize.Net. This feature will need to be enabled within Authorize.Net in order to be able to use this gateway with Bold Checkout.

To see if this payment processor is right for you and your store, please visit Authorize.Net's website.

Please also contact Authorize.Net's support team if you have any additional questions regarding their service.

Note: Authorize.Net is available for merchants in Australia, Canada, and the United States

 


 

Credentials

Here are the credentials required for Authorize.Met and where to find them.

  • API Login ID: Account > API Credentials & Key
  • Transaction Key: Account > API Credentials & Key
  • Client Key: Account > Manage Public Client Key

 


 

If you have any questions regarding Bambora, please contact their support team.

To see if this payment processor is right for you and your store, please visit Bambora's website.

Note: Bambora is available for merchants in Canada, and the United States.

 


 

Credentials

Here are the credentials required for Bambora North America and where to find them.

  • Merchant ID: Administration > Company Info
  • API Key: Administration > Account Settings > Order Settings
  • Username: Use your Account Username
  • Password: Use your Account Password

If you have any additional questions about Checkout.com, please contact their support team.

To see if this payment processor is right for you and your store, please visit Checkout.com.

Note: Checkout is available for merchants in Andorra, the United Arab Emirates, Argentina, Austria, Australia, Belgium, Bulgaria, Bahrain, Brazil, Switzerland, Chile, China, Columbia, Cyprus, Czech Republic, Germany, Denmark, Estonia, Egypt, Spain, Finland, France, United Kingdom, Greece, Hong Kong, Croatia, Hungary, Ireland, Iceland, Italy, Jordan, Japan, Kuwait, Liechtenstein, Lithuania, Luxembourg, Latvia, Monaco, Malta, Mexico, Malaysia, Netherlands, Norway, New Zealand, Oman, Peru, Poland, Portugal, Qatar, Romania, Saudi Arabia, Sweden, Singapore, Slovenia, Slovakia, San Marino, Turkey, and the United States.

 


 

Credentials

Here are the credentials required for Checkout V2 and where to find them.

  • Secret Key: Settings > Channels > API Keys

If you have any additional questions about Cybersource or their service, please contact their support team.

To see if this payment processor is right for you and your store, please visit Cybersource's website.

Note: Cybersource is available for merchants in Canada, the United States, the United Arab Emirates, Brazil, China, Denmark, Finland, France, Germany, India, Japan, Mexico, Norway, Sweden, United Kingdom, Singapore, Lebanon, and Pakistan.

 


 

Credentials

Here are the credentials required for CyberSource and where to find them.

  • CyberSource user name: CyberSource account username
  • Your transaction key: Payment Configuration > Key Management > Generate Key > Transaction Processing > SOAP

If you have any additional questions about Elavon or their service, please contact their support team.

To see if this payment processor is right for you and your store, please visit Elavon's website.

Note: Elavon is available for merchants in Canada, the United States, Puerto Rico, Germany, Ireland, Norway, Poland, Luxembourg, Belgium, Netherlands, and Mexico.

 


 

Credentials

Here are the credentials required for Elavon and where to find them.

  • Merchant ID: Refer to the top left of page after logging in (six numerical characters called Account ID).
  • User ID: Usually alpha characters/letters supplied to you by Customer Activation and Training at Elavon.
  • PIN: 64 characters long, supplied to you by Customer Activation and Training at Elavon.

If you have any additional questions about Fat Zebra, please contact their support team.

To see if this payment processor is right for you and your store, please visit Fat Zebra's website.

Note: Fat Zebra is available for merchants in Australia.

 


 

Credentials

Here are the credentials required for FatZebra and where to find them.

  • Your Fat Zebra Username: This is different from your account login ID.
  • API Token: Please reach out to Fat Zebra support if you need assistance getting your API token.
 Alert

MiGS has rebranded to Mastercard Payment Gateway Services (MPGS). The newer version of the MPGS payment gateway portal is not supported by Bold Checkout.

If you have any additional questions about the Mastercard Internet Gateway Service (MiGS) or their error codes, please contact their support team.

In order to use MiGS, you will need to change the payment method from a single sale transaction, to the authorize/capture payment method.

To see if Mastercard Payment Gateway Services (MPGS) is right for you and your store, please visit Mastercard's website.

Note: MiGS is available for merchants in Australia, United Arab Emirates, Bangladesh, Brunei Darussalam, Egypt, Hong Kong, Indonesia, Jordan, Kuwait, Lebanon, Sri Lanka, Mauritius, Maldives, Malaysia, New Zealand, Oman, Philippines, Qatar, Saudi Arabia, Singapore, Trinidad, Tobago, and Viet Nam.

 


 

Credentials

Here are the credentials required for Mastercard Internet Gateway Service and where to find them.

  • Your Merchant ID & Access Code: MiGS uses a merchant ID and access code for payment processing. These credentials are needed to accept payments, and the bank that creates the merchant account will provide you with these credentials. If you signed up for the payment gateway through a bank and have not received your credentials, please follow up with a representative from that bank and they will be able to assist you.
  • AMA User AMA User Password: You must use Advanced Merchant Administration (AMA) and be set up with the appropriate AMA privileges to run transactions. You can contact your bank to ensure or request this feature is added to your account.

To see if this payment processor is right for you and your store, please visit the Moneris website.

Note: Moneris is available for merchants in Canada.

 


 

Credentials

Please contact Moneris if you need help finding these credentials.

  • Store ID
  • API Token

When pairing Payflow Pro with Bold Checkout, you will need to whitelist the following IP addresses in Payflow Pro in order to be able to integrate them.

Please visit PayPal's website for more information on whitelisting IP addresses.

  • 167.88.149.182
  • 18.211.189.236
  • 54.204.55.35
  • 52.35.240.234
  • 52.32.57.169
  • 35.157.167.236
  • 52.58.96.97
  • 18.203.12.142
  • 63.35.156.43

To see if this payment processor is right for you and your store, please visit PayFlow Pro's website.

Please also contact PayFlow Pro's support team if you have any additional questions regarding their service.

Note: PayFlow Pro is available for merchants in the United States, Canada, New Zealand, and Australia.

 


 

Credentials

To find your PayPal Business Account credentials, please follow the steps below.

  1. Within your PayPal Business account, under Account Information, select My Account > Profile > Request API Credentials.
  2. Under Option 2, select Set up PayFlow Pro API Access.

It is important to remember the following details when gathering your credentials:

  • Vendor: The username you use to log in to your account.
    • This is often the same as your User.
  • Partner: The Partner or Merchant/Vendor ID.
    • This is often the reseller where the PayFlow Pro account was obtained from. This will almost always be PayPal.
  • Password: Your account password.
  • User: Your user account ID.
    • This is often the same as your Login.

Note: PayPal Commerce Platform is available in all countries supported by PayPal. For a full list, please refer to PayPal’s documentation.

PayPal Commerce Platform enables you to accept payments in multiple currencies across the globe. Customers can pay via credit or debit cards, local payment methods, or PayPal wallet payments. 3D secure is also available for European merchants.

PayPal Commerce Platform comes with their unique Smart Button feature. This gives your customers the option to use either PayPal, Venmo, or Pay Later, as well as major credit and debit cards. The smart buttons that are available for your store will depend on location. For example, Venmo is only offered in the US, and Pay Later has varying options per available location. For more information, please refer to the chart in PayPal's documentation.

 Pro-Tip

PayPal Commerce Platform is advancing rapidly. With new features on the horizon such as integrations with Apple Pay, Google Pay, and more, this platform warrants top consideration.

When connecting the PayPal Commerce Platform to Bold Checkout, you will need to sign in to your PayPal business account.

 


 

Connect PayPal Commerce Platform to Bold Checkout

  1. Within Bold Checkout, select Payment options, then Payment Gateways.
  2. Select Connect next to PayPal Commerce Platform and log into your PayPal business account.
  3. After successfully logging in, select Go back to Bold Innovation Group Ltd.
  4. Select PayPal Commerce Platform again to enter the settings.
  5. Select your currency and available payment types.

    Note: If you select a payment type that is not available to your region, the options for that location will not appear on your storefront.

  6. Optional: Choose your button shape and color.
  7. Optional: Enable 3D Secure card payments.

 


 

SCA Compliance

PayPal Commerce Platform allows you to enable 3D Secure so European merchants can be compliant with the SCA directive.

To set up SCA within Bold Checkout, please follow these steps.

  • Within Bold Checkout, select PayPal Commerce Platform to enter the settings.
  • Scroll down to the bottom of the window and check the Use 3D Secure card payments option.
Caution

PayPal Express only supports U.S.-based merchants selling in USD, who ship within the United States.

Bold Checkout integrates with PayPal Express to offer customers a quicker checkout experience using One Touch payments through their PayPal account.

 


 

Requirements

  • You are a U.S.-based merchant.
  • Your default store currency is USD.
  • You only ship within the United States.
  • You have a PayPal Business account.

You will also need to set your Payment Receiving Preferences within PayPal to either accept or deny payments in other currencies.

You will not be able to hold payments for review.

 


 

Setup

  1. From within the Bold Checkout admin, select Payment OptionsPayment Gateways.
  2. Next to PayPal Express, select Connect.
  3. Enter your credentials.

    Note: These can be found by accessing your PayPal Dashboard and selecting My Apps & Credentials. Selecting the name of your desired app will bring you to a new page with the credentials.

  4. Choose the colour and style of your button.
  5. Select Save.

We strongly recommend testing the integration by putting through a live transaction via PayPal Express, then refunding it.

 


 

Limitations

  • The PayPal Express button will appear above the Customer Information section. It will not appear within the Payment Methods section.
  • You will not be able to accept subscription orders through PayPal Express.
  • You can only have a maximum of 10 shipping lines.
  • USD is the only supported currency.
  • You must own a U.S.-based store.
  • You must only ship within the United States.
 Alert

Qualpay is currently incompatible with Bold Subscriptions. This is important to note if you plan on pairing Bold Checkout with Bold Subscriptions V2 once available on Commercetools.

Please contact QualPay's support team if you have any additional questions regarding their service.

 


 

Credentials

Here are the credentials required for Qualpay and where to find them.

  • Merchant ID: Administration > API Security Keys > Key Detail > Merchant ID
  • API Key: Administration : API Security Keys > Create Security Key > Add Label > Manage Permissions > Set Permissions to Payment Gateway API and Customer Vault API > Get Key > Copy It

To see if this payment processor is right for you and your store, please visit QuickPay's website.

If you have any additional questions regarding QuickPay or their error codes, please contact their support team.

Note: QuickPay V10 is available for merchants in Germany, Denmark, Spain, Finland, France, Faroe Islands, United Kingdom, Iceland, Norway, and Sweden.

 


 

Credentials

Here are the credentials required for QuickPay V10 and where to find them.

  • API Key: Settings > Integration > API Key

You will need to whitelist the following IP addresses in Opayo in order to be able to use it with Checkout.

To see if this payment processor is right for you and your store, please visit Opayo's website.

  • 167.88.149.182
  • 18.211.189.236
  • 54.204.55.35
  • 52.35.240.234
  • 52.32.57.169
  • 35.157.167.236
  • 52.58.96.97
  • 18.203.12.142
  • 63.35.156.43

Please visit Opayo's website for more information on whitelisting IP addresses.

Note: Opayo is available for merchants in the United Kingdom, and Ireland.

 


 

Credentials

Here are the credentials required for Opayo and where to find them.

  • Your Vendor Name: Vendor name will be provided to you by Opayo

To see if this payment processor is right for your you and store, please visit ePay's website.

If you have any additional questions regarding USAePay, please contact their support team.

Note: USAePay is available for merchants in Denmark, Sweden, and Norway.

 


 

Credentials

Here are the credentials required for USAePay and where to find them.

  • Source Key: Sources and Keys > Add API Key > Apply

To see if this payment processor is right for you and our store, please visit WorldPay's website.

If you have any additional questions regarding WorldPay, please contact their support team.

Note: WorldPay is available for merchants in Hong Kong, United Kingdom, Australia, Andorra, Argentina, Belgium, Brazil, Canada, Switzerland, China, Colombia, Costa Rica, Cyprus, Czech Republic, Germany, Denmark, Spain, Finland, France, Gibraltar, Greece, Hungary, Ireland, India, Italy, Japan, Liechtenstein, Luxembourg, Monaco, Malta, Malaysia, Mexico, Netherlands, Norway, New Zealand, Panama, Peru, Poland, Portugal, Sweden, Singapore, and the Holy See.

 


 

Credentials

Here are the credentials required for WorldPay and where to find them.

  • Login: Account Login
    • This may also be referred to as the Merchant ID.
  • Password: Account Password
    • This may also be referred to as the XML Password.

 


 

Supported Digital Wallets

Apple Pay is a digital wallet service created by Apple. Using Apple Pay, your customers can complete purchases using their mobile devices. Bold Checkout supports Apple Pay in conjunction with both Stripe and Braintree.

To see how to connect Apple Pay, please view the information in this article for Stripe or Braintree.

Google Pay is a digital wallet service developed by Google. Using Google Pay, your customers can complete purchases using their mobile devices. Bold Checkout supports Google Pay in conjunction with both Stripe and Braintree.

To see how to connect Google Pay, please view the information in this article for Stripe or Braintree.

Bold Checkout supports PayPal in conjunction with PayPal Commerce Platform and Braintree. To connect to PayPal, please view the information in this article under PayPal Commerce Platform or Braintree.

 Alert

The integration with PayPal does not support PayPal Express. To connect PayPal Express, please view the information relevant to PayPal Express.

Venmo is a digital wallet service available to users in the United States.  Bold Checkout supports Venmo through PayPal Commerce Platform.

To see how to set up Venmo, please view the information under PayPal Commerce Platform.

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