Connect a Payment Processor to Bold Checkout

Bold Checkout integrates with a variety of different payment gateways and digital wallets to help you process your customer's payments safely and securely.

Because each payment gateway offers its own set of unique benefits like using prepaid credit cards, currency conversion, or fraud detection, we recommend to look into each gateway to see which will best support your business.

Please visit Spreedly to learn more about which payment gateways are supported in your country.

 Caution
This article is relevant to Bold Checkout on commercetools. If you are using another platform, please visit the articles relevant for Shopify, BigCommerce, or WooCommerce.

 


 

Connecting a Payment Gateway

  1. From within the Bold Checkout admin, select Payment Options, then Payment Gateways.
  2. Select Connect Gateway.
  3. Select Connect next to your preferred gateway.

    Note: Some payment gateways may redirect you to their site to complete the set-up process.

  4. Add the required Payment Gateway information (such as username, password, API token, etc)
  5. Select OK.

 


 

Connect a Credit Card

When setting up payment gateways, there may be a prompt that appears to enter a credit card. This will be the card that transaction fees apply to.

  1. From within the Bold Checkout admin, navigate to Account > Stored Credit Card.
  2. Select the pencil icon to edit your credit card.
  3. Enter your credit card information.
  4. Select Save.

 


 

Supported Payment Gateways

Below is the list of supported payment gateways in Bold Checkout. This list includes the information you need to find your required credentials.

Note: Stripe is available for merchants in Austria, Australia, Belgium, Bulgaria, Brazil, Canada, Switzerland, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, United Kingdom, Greece, Hong Kong, Ireland, Italy, Japan, Lithuania, Luxembourg, Latvia, Malta, Mexico, Netherlands, Norway, New Zealand, Poland, Portugal, Romania, Sweden, Singapore, Slovenia, Slovakia, and the United States.

Stripe is the preferred payment gateway in Bold Checkout. With Stripe, your store will be able to accept credit cards and wallet payments through Apple Pay and Google Pay. Stripe also offers SCA compliance for merchants located in the European Economic Union.

Stripe allows you to create an account and start accepting payments right away, but your account may be subject to review. If you are selling products or services from one of Stripe's restricted businesses, your account may be removed or disabled. It is very important to review this before completing this integration.

To see if this payment processor is right for your store, please visit Stripe's website.

 


 

Connect Stripe to Bold Checkout

To connect Stripe to Bold Checkout you will need to log into your Stripe account with your username and password.

  1. From within Bold Checkout, select Payment options, then Payment Gateways.
  2. Select Connect next to Stripe and enter your account information.

Once your Stripe account is live and connected to your store, you can select the ellipsis beside the payment gateway account to connect Wallet Pay and accept wallet payments through Apple Pay and Google Pay.

ellipsis

 


 

SCA Compliance

Stripe allows you to enable 3DS 2.0 so European merchants can be compliant with the SCA directive.

To setup SCA within Bold Checkout, please follow the steps below.

  1. Within Bold Checkout, select Payment Gateways.
  2. Select Edit on Stripe.
  3. Enable the 3D Secure Toggle.
  4. Select Save.

 


 

 Alert

Braintree can take 7-10 business days to approve your account.

Once your Braintree account has been approved, you will have the option to display a button for accepting PayPal payments in the checkout of your store. This option is only available if the Braintree PayPal payment gateway is selected during setup.

To see if this payment processor is right for you and your store, please visit Braintree's website.

Note: Braintree is available for merchants in the United States, Canada, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Gibraltar, Germany, Greece, Guernsey, Hungary, Iceland, Isle of Man, Ireland, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom, Singapore, Hong Kong, Malaysia, Australia, and New Zealand.

 


 

Credentials

Here are the required credentials required for Braintree and where to find them.

  • Merchant ID: Gear > Business > Merchant Accounts
  • Public Key: Gear > API > Keys > API Keys
  • Private Key: Gear > API > Keys > API Keys > View
  • Tokenization Key: Gear > API > Keys > Tokenization Keys
  • Merchant Account ID: Gear > Business > Merchant Accounts

 


 

SCA Compliance

SCA enables 3DS 2.0 so European Merchants can be compliant with the SCA directive. 

To setup SCA within Bold Checkout, please follow the steps below.

  1. From within the Bold Checkout admin, select Payment Gateways.
  2. Select Edit on Braintree.
  3. Enable the 3D Secure Toggle.
  4. Select Save.

 


 

Apple Pay is a digital wallet service created by Apple. Using Apple Pay, your customers can complete purchases using their mobile devices. Bold Checkout supports Apple Pay in conjunction with Stripe.

To see how to connect Apple Pay, please view the information in this article for Stripe.

 


 

 Alert

Features of Authorize.Net's advanced fraud detection suite such as AVS (address verification system) and/or CVV validation may not work with the transactions going through Checkout.

Bold Checkout uses the Customer Information Manager API to integrate with Authorize.Net. This feature will need to be enabled within Authorize.Net in order to be able to use this gateway with Bold Checkout.

To see if this payment processor is right for you and your store, please visit Authorize.Net's website.

Please also contact Authorize.Net's support team if you have any additional questions regarding their service.

Note: Authorize.Net is available for merchants in Australia, Canada, and the United States

 


 

Credentials

Here are the credentials required for Authorize.Met and where to find them.

  • API Login ID: Account > API Credentials & Key
  • Transaction Key: Account > API Credentials & Key
  • Client Key: Account > Manage Public Client Key

 


 

If you have any questions regarding Bambora, please contact their support team.

To see if this payment processor is right for you and your store, please visit Bambora's website.

Note: Bambora is available for merchants in Canada, and the United States.

 


 

Credentials

Here are the credentials required for Bambora North America and where to find them.

  • Merchant ID: Administration > Company Info
  • API Key: Administration > Account Settings > Order Settings
  • Username: Use your Account Username
  • Password: Use your Account Password

 


 

If you have any additional questions about Checkout V2, please contact their support team.

To see if this payment processor is right for you and your store, please visit Checkout's website.

Note: Checkout is available for merchants in Andorra, the United Arab Emirates, Argentina, Austria, Australia, Belgium, Bulgaria, Bahrain, Brazil, Switzerland, Chile, China, Columbia, Cyprus, Czech Republic, Germany, Denmark, Estonia, Egypt, Spain, Finland, France, United Kingdom, Greece, Hong Kong, Croatia, Hungary, Ireland, Iceland, Italy, Jordan, Japan, Kuwait, Liechtenstein, Lithuania, Luxembourg, Latvia, Monaco, Malta, Mexico, Malaysia, Netherlands, Norway, New Zealand, Oman, Peru, Poland, Portugal, Qatar, Romania, Saudi Arabia, Sweden, Singapore, Slovenia, Slovakia, San Marino, Turkey, and the United States.

 


 

Credentials

Here are the credentials required for Checkout V2 and where to find them.

  • Secret Key: Settings > Channels > API Keys

 


 

If you have any additional questions about Cybersource or their service, please contact their support team.

To see if this payment processor is right for you and your store, please visit Cybersource's website.

Note: Cybersource is available for merchants in Canada, the United States, the United Arab Emirates, Brazil, China, Denmark, Finland, France, Germany, India, Japan, Mexico, Norway, Sweden, United Kingdom, Singapore, Lebanon, and Pakistan.

 


 

Credentials

Here are the credentials required for CyberSource and where to find them.

  • CyberSource user name: CyberSource account username
  • Your transaction key: Payment Configuration > Key Management > Generate Key > Transaction Processing > SOAP

 


 

If you have any additional questions about Elavon or their service, please contact their support team.

To see if this payment processor is right for you and your store, please visit Elavon's website.

Note: Elavon is available for merchants in Canada, the United States, Puerto Rico, Germany, Ireland, Norway, Poland, Luxembourg, Belgium, Netherlands, and Mexico.

 


 

Credentials

Here are the credentials required for Elavon and where to find them.

  • Merchant ID: Refer to the top left of page after logging in (six numerical characters called Account ID).
  • User ID: Usually alpha characters/letters supplied to you by Customer Activation and Training at Elavon.
  • PIN: 64 characters long, supplied to you by Customer Activation and Training at Elavon.

 


 

If you have any additional questions about Fat Zebra, please contact their support team.

To see if this payment processor is right for you and your store, please visit Fat Zebra's website.

Note: Fat Zebra is available for merchants in Australia.

 


 

Credentials

Here are the credentials required for FatZebra and where to find them.

  • Your Fat Zebra Username: This is different from your account login ID.
  • API Token: Please reach out to Fat Zebra support if you need assistance getting your API token.

 


 

Google Pay is a digital wallet service developed by Google. Using Google Pay, your customers can complete purchases using their mobile devices. Bold Checkout supports Google Pay in conjunction with Stripe.

To see how to connect Google Pay via Stripe, please view the information in this article for Stripe.

 


 

 Alert

MiGS has rebranded to Mastercard Payment Gateway Services (MPGS). The newer version of the MPGS payment gateway portal is not supported by Bold Checkout.

If you have any additional questions about the Mastercard Internet Gateway Service (MiGS) or their error codes, please contact their support team.

In order to use MiGS, you will need to change the payment method from a single sale transaction, to the authorize/capture payment method.

To see if Mastercard Payment Gateway Services (MPGS) is right for you and your store, please visit Mastercard's website.

Note: MiGS is available for merchants in Australia, United Arab Emirates, Bangladesh, Brunei Darussalam, Egypt, Hong Kong, Indonesia, Jordan, Kuwait, Lebanon, Sri Lanka, Mauritius, Maldives, Malaysia, New Zealand, Oman, Philippines, Qatar, Saudi Arabia, Singapore, Trinidad, Tobago, and Viet Nam.

 


 

Credentials

Here are the credentials required for Mastercard Internet Gateway Service and where to find them.

  • Your Merchant ID & Access Code: MiGS uses a merchant ID and access code for payment processing. These credentials are needed to accept payments, and the bank that creates the merchant account will provide you with these credentials. If you signed up for the payment gateway through a bank and have not received your credentials, please follow up with a representative from that bank and they will be able to assist you.
  • AMA User AMA User Password: You must use Advanced Merchant Administration (AMA) and be set up with the appropriate AMA privileges to run transactions. You can contact your bank to ensure or request this feature is added to your account.

 


 

To see if this payment processor is right for you and your store, please visit the Moneris website.

Note: Moneris is available for merchants in Canada.

 


 

Credentials

Please contact Moneris if you need help finding these credentials.

  • Store ID
  • API Token

 


 

When pairing Payflow Pro with Bold Checkout, you will need to whitelist the following IP addresses in Payflow Pro in order to be able to integrate them.

Please visit PayPal's website for more information on whitelisting IP addresses.

  • 167.88.149.182
  • 18.211.189.236
  • 54.204.55.35
  • 52.35.240.234
  • 52.32.57.169
  • 35.157.167.236
  • 52.58.96.97
  • 18.203.12.142
  • 63.35.156.43

To see if this payment processor is right for you and your store, please visit PayFlow Pro's website.

Please also contact PayFlow Pro's support team if you have any additional questions regarding their service.

Note: PayFlow Pro is available for merchants in the United States, Canada, New Zealand, and Australia.

 


 

Credentials

To find your PayPal Business Account credentials, please follow the steps below.

  1. Within your PayPal Business account, under Account Information, select My Account > Profile > Request API Credentials.
  2. Under Option 2, select Set up PayFlow Pro API Access.

It is important to remember the following details when gathering your credentials:

  • Vendor: The username you use to log in to your account.
    • This is often the same as your User.
  • Partner: The Partner or Merchant/Vendor ID.
    • This is often the reseller where the PayFlow Pro account was obtained from. This will almost always be PayPal.
  • Password: Your account password.
  • User: Your user account ID.
    • This is often the same as your Login.

 


 

PayPal is available in conjunction with Braintree. To connect to PayPal via Braintree, please view the information in this article under Braintree.

 Alert

The integration with PayPal via Braintree does not support PayPal Express or One-Click checkout. To connect PayPal Express, please view the information relevant to PayPal Express below.

 


 

Caution

PayPal Express only supports U.S.-based merchants selling in USD, who ship within the United States.

Bold Checkout integrates with PayPal Express to offer customers a quicker checkout experience using One Touch payments through their PayPal account.

 


 

Requirements

  • You are a U.S.-based merchant.
  • Your default store currency is USD.
  • You only ship within the United States.
  • You have a PayPal Business account.

You will also need to set your Payment Receiving Preferences within PayPal to either accept or deny payments in other currencies.

You will not be able to hold payments for review.

 


 

Setup

  1. From within the Bold Checkout admin, select Payment OptionsPayment Gateways.
  2. Next to PayPal Express, select Connect.
  3. Enter your credentials.

    Note: These can be found by accessing your PayPal Dashboard and selecting My Apps & Credentials. Selecting the name of your desired app will bring you to a new page with the credentials.

  4. Choose the colour and style of your button.
  5. Select Save.

We strongly recommend testing the integration by putting through a live transaction via PayPal Express, then refunding it.

 


 

Limitations

  • The PayPal Express button will appear above the Customer Information section. It will not appear within the Payment Methods section.
  • You will not be able to accept subscription orders through PayPal Express.
  • You can only have a maximum of 10 shipping lines.
  • USD is the only supported currency.
  • You must own a U.S.-based store.
  • You must only ship within the United States.

 


 

 

 Alert

Qualpay is currently incompatible with Bold Subscriptions. This is important to note if you plan on pairing Bold Checkout with Bold Subscriptions V2 once available on Commercetools.

Please contact QualPay's support team if you have any additional questions regarding their service.

 


 

Credentials

Here are the credentials required for Qualpay and where to find them.

  • Merchant ID: Administration > API Security Keys > Key Detail > Merchant ID
  • API Key: Administration : API Security Keys > Create Security Key > Add Label > Manage Permissions > Set Permissions to Payment Gateway API and Customer Vault API > Get Key > Copy It

 


 

To see if this payment processor is right for you and your store, please visit QuickPay's website.

If you have any additional questions regarding QuickPay or their error codes, please contact their support team.

Note: QuickPay V10 is available for merchants in Germany, Denmark, Spain, Finland, France, Faroe Islands, United Kingdom, Iceland, Norway, and Sweden.

 


 

Credentials

Here are the credentials required for QuickPay V10 and where to find them.

  • API Key: Settings > Integration > API Key

 


 

You will need to whitelist the following IP addresses in Opayo in order to be able to use it with Checkout.

To see if this payment processor is right for you and your store, please visit Opayo's website.

  • 167.88.149.182
  • 18.211.189.236
  • 54.204.55.35
  • 52.35.240.234
  • 52.32.57.169
  • 35.157.167.236
  • 52.58.96.97
  • 18.203.12.142
  • 63.35.156.43

Please visit Opayo's website for more information on whitelisting IP addresses.

Note: Opayo is available for merchants in the United Kingdom, and Ireland.

 


 

Credentials

Here are the credentials required for Opayo and where to find them.

  • Your Vendor Name: Vendor name will be provided to you by Opayo

 


 

To see if this payment processor is right for your you and store, please visit ePay's website.

If you have any additional questions regarding USAePay, please contact their support team.

Note: USAePay is available for merchants in Denmark, Sweden, and Norway.

 


 

Credentials

Here are the credentials required for USAePay and where to find them.

  • Source Key: Sources and Keys > Add API Key > Apply

 


 

To see if this payment processor is right for you and our store, please visit WorldPay's website.

If you have any additional questions regarding WorldPay, please contact their support team.

Note: WorldPay is available for merchants in Hong Kong, United Kingdom, Australia, Andorra, Argentina, Belgium, Brazil, Canada, Switzerland, China, Colombia, Costa Rica, Cyprus, Czech Republic, Germany, Denmark, Spain, Finland, France, Gibraltar, Greece, Hungary, Ireland, India, Italy, Japan, Liechtenstein, Luxembourg, Monaco, Malta, Malaysia, Mexico, Netherlands, Norway, New Zealand, Panama, Peru, Poland, Portugal, Sweden, Singapore, and the Holy See.

 


 

Credentials

Here are the credentials required for WorldPay and where to find them.

  • Login: Account Login
    • This may also be referred to as the Merchant ID.
  • Password: Account Password
    • This may also be referred to as the XML Password.
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